Savings Rates
Rates Effective October 15, 2008
Shares
  Rate** APY* Min. Dep Div. Paid
$100 - $1999 .85% .85% $100 Monthly
$2000> 1.24% 1.25% $100 Monthly
 
Share Draft
  .50% .50% $100 Monthly
 
IRA Shares Effective 5-1-06
  3.35% 3.30% $100 Monthly
 
Rates Effective October 15, 2008
 
Share Certificates
3 Month 2.77% 2.80% $500 Quarterly
6 Month 2.97% 3.00% $500 Quarterly
12 Month 3.31% 3.35% $500 Quarterly
18 Month 3.31% 3.35% $500 Quarterly
24 Month 3.41% 3.45% $500 Quarterly
36 Month 3.70% 3.75% $500 Quarterly
48 Month 3.80% 3.85% $500 Quarterly
* APY = ANNUAL PERCENTAGE YIELD
** RATE = ANNUAL PERCENTAGE RATE
Above Share Certificate rates reflect an additional .25% for members with Member Rewards***



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