Whether it's a lifelong dream or a weekend getaway, MNCU offers a variety of great savings options to help you get there. They're all NCUA-insured, so you know your money is safe.

Regular Savings Account
MNCU offers a variety of great savings accounts for you. Our savings accounts let you earn competitive rates while keeping your money liquid so you can get to it when you need it.

Dividends are earned daily and paid monthly. Dividends are not earned for the month in which the account is closed.

Savings Plus Account
A minimum balance of $2000 is required to earn a higher dividend rate than the regular savings account.

Dividends are earned daily and paid monthly. Dividends are not earned for the month in which the account is closed.

Youth Share Account
This account is designed for younger members of MNCU (under age 18). A minimum balance of $5 is required to open and maintain this account. At least $25 is required to obtain the disclosed annual percentage yield.

Dividends are earned daily and paid monthly. Dividends are not earned for the month in which the account is closed.         

Christmas Club
Only $5 is needed to open a Christmas Club Account. Dividends are paid annually on this account on balances of $100 or more. Deposits can be made any time and it is easy to save with direct deposit.

Dividends will not be paid if withdrawals are made during the year, or if the account is closed during the year.

Balances are transferred to your savings accounts in late October.