|
| Rates Effective October 15, 2008
|
| Autos
|
Term
|
APR*
|
|
2007 & 2009 NEW
|
36 Mo. |
5.00% |
| |
48 Mo. |
5.00% |
| |
60 Mo. |
5.00% |
| |
66 Mo. |
6.00% |
| |
72 Mo. |
6.00% |
| |
|
|
|
2006-2007
|
36 Mo.
|
5.00%
|
| |
48 Mo.
|
5.00%
|
| |
60 Mo.
|
5.00%
|
| |
66 Mo.
|
6.00%
|
| |
72 Mo.
|
6.00%
|
| |
|
|
|
2004-2005
|
36 Mo.
|
5.50%
|
| |
48 Mo.
|
5.50%
|
| |
60 Mo.
|
5.50%
|
| |
66 Mo. |
6.50% |
| |
72 Mo. |
6.50% |
| |
|
|
|
2002-2003
|
36 Mo.
|
6.25%
|
| |
48 Mo.
|
6.25%
|
| |
60 Mo. |
6.25% |
| |
|
|
|
2000-2001
|
36 Mo.
|
6.75%
|
| |
48 Mo. |
6.75% |
| |
60 Mo. |
7.25% |
| |
|
|
|
Older Vehicles
|
36 Mo. |
7.75% |
| |
48 Mo. |
7.75% |
| |
|
|
|
|
|
|
| |
|
|
|
Motorcycles
|
| New & Used
|
48 Mo.
|
5.00%
|
| 2006-2009
|
60 Mo.
|
5.00%
|
|
|
66-72 Mo.
|
6.00%
|
| |
|
|
|
Second Mortgage
|
| 80% loan to equity |
3 Year/30 Year Amortization |
5.25% |
| 81-90% loan to equity |
3 Year/30 Year Amortization |
6.25% |
| 91-100% loan to equity |
3 Year/30 Year Amortization |
7.25% |
| |
|
|
| 80% loan to equity |
5 Year/30 Year Amortization |
5.75% |
| 81-90% loan to equity |
5 Year/30 Year Amortization |
6.90% |
| 91-100% loan to equity |
5 Year/30 Year Amortization |
8.00% |
| |
|
|
Home Equity Line of Credit
|
| 60% loan to equity |
----- |
Prime - 1 |
| 61-80% loan to equity |
----- |
Prime |
| 81-90% loan to equity |
----- |
Prime + 1 |
| 91-100% loan to equity |
----- |
Prime + 1 1/2 |
| |
|
|
|
New RV
|
| |
36 Mo.
|
6.75%
|
| |
48 Mo.
|
6.75%
|
| |
60 Mo.
|
6.75%
|
| |
66 Mo.
|
8.00%
|
| |
72 Mo.
|
8.00%
|
| |
96 Mo.
|
|
| |
120 Mo.
|
|
| |
|
|
| New Boats 2006-2008
|
| |
36 Mo. |
6.75% |
| |
48 Mo. |
6.75% |
| |
60 Mo. |
6.75% |
| |
72 Mo. |
8.00% |
| |
84 Mo. |
|
| |
96 Mo. |
|
| |
120 Mo. |
|
| |
|
|
|
Used RV
|
| |
36 Mo.
|
7.00%
|
| |
48 Mo.
|
7.00%
|
| |
60 Mo.
|
7.00%
|
| |
72 Mo.
|
8.25%
|
| |
|
|
| Used Boats 2006-2008
|
| |
36 Mo. |
7.00% |
| |
48 Mo. |
7.00% |
| |
60 Mo. |
7.00% |
| |
72 Mo. |
8.25% |
| |
|
|
|
Personal Loans
|
| |
12 Mo.
|
8.00%
|
| |
24 Mo.
|
9.00%
|
| |
36 Mo.
|
10.00%
|
*APR: Annual Percentage Rate
Rates stated as Annual Percentage Rate
Loan rates above reflect .25% discount for members with Member Rewards*
*Member Rewards - MNCU Checking account with direct deposit and 3 other services.
Does not apply on Home Equity, Mortgage, VISA, Kwik Cash or Personal Loans.
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